If you’re a mobile home owner in North Carolina, there are some important things you should know to protect your investment and ensure you’re in compliance with state regulations.
Whether you’re considering buying a mobile home, or you’re already a homeowner, understanding the laws and regulations that apply to your home can help you avoid costly mistakes and legal issues.
Mobile home living can be an affordable way to own your own home, but it’s important to understand the unique challenges and benefits that come with this type of housing.
In North Carolina, mobile homes are subject to specific regulations and requirements that differ from traditional site-built homes.
From titling and registration to inspections and insurance, mobile homeowners need to be aware of their rights and responsibilities under state law.
Whether you’re looking for information on buying a mobile home, or you’re a current owner seeking guidance on state regulations, this article will provide you with the essential information you need to know as a North Carolina mobile home owner.
We’ll cover everything from titling and registration to maintenance and repair, so you can feel confident in your knowledge of the state of North Carolina’s mobile home laws and services.
Buying a Mobile Home
Buying a mobile home is a big decision, and it’s important to do your research before making a purchase. Here are some things to consider when buying a mobile home in North Carolina.
Where Can You Buy Mobile Homes In North Carolina?
There are several places where you can buy mobile homes in North Carolina.
Some of the most common options include:
| Option | Description |
|---|---|
| Manufactured Home Dealerships | These dealerships specialize in selling new and used mobile homes. They often have a variety of models to choose from and can help you with financing and other aspects of the buying process. |
| Online Marketplaces | Websites like Zillow and MobileHome.net allow you to search for mobile homes for sale in North Carolina. You can often filter your search by price, location, and other factors. |
| Private Sellers | You may be able to find mobile homes for sale by owner through classified ads or online listings. However, buying from a private seller can be riskier than buying from a dealership, as you may not have the same legal protections. |
No matter where you choose to buy your mobile home, it’s important to do your due diligence and thoroughly research the seller and the home before making a purchase.
Furniture and Appliances
When it comes to furnishing your mobile home in North Carolina, there are many options available to you. You can purchase furniture from local stores or online retailers.
You can also find used furniture at thrift stores or yard sales. Here are some places where you can get furniture for mobile homes in North Carolina:
Where Can You Get Furniture For Mobile Homes In North Carolina?
One popular option is to visit local furniture stores. There are many furniture stores in North Carolina that offer a wide variety of options for mobile homes. Some of the most popular furniture stores include:
| Furniture Store | Website |
|---|---|
| Ashley Furniture HomeStore | https://www.ashleyfurniture.com/ |
| Rooms To Go | https://www.roomstogo.com/ |
| Badcock Home Furniture & More | https://www.badcock.com/ |
If you prefer to shop online, there are many online retailers that offer furniture for mobile homes. Some of the most popular online retailers include:
- Wayfair: https://www.wayfair.com/
- Amazon: https://www.amazon.com/
- Overstock: https://www.overstock.com/
Where Can You Get Appliances For Mobile Homes In North Carolina?
When it comes to appliances for your mobile home, there are many options available to you.
You can purchase appliances from local stores or online retailers. You can also find used appliances at thrift stores or yard sales. Here are some places where you can get appliances for mobile homes in North Carolina:
| Appliance Store | Website |
|---|---|
| Lowes | https://www.lowes.com/ |
| Home Depot | https://www.homedepot.com/ |
| Best Buy | https://www.bestbuy.com/ |
If you prefer to shop online, there are many online retailers that offer appliances for mobile homes. Some of the most popular online retailers include:
- Appliances Connection: https://www.appliancesconnection.com/
- Best Buy: https://www.bestbuy.com/
- Amazon: https://www.amazon.com/
Taxes and Permits
Do You Have To Pay Sales Tax On A Mobile Home In North Carolina?
If you are purchasing a new or used mobile home in North Carolina, you will need to pay sales tax on the purchase price.
According to NCDOR, fifty percent (50%) of the sales price of each manufactured home or modular home sold at retail, including all accessories attached when delivered to a purchaser, is subject to the general 4.75% State rate of sales and use tax.
Do You Have To Pay Property Tax On A Mobile Home In North Carolina?
Mobile homes are subject to property taxes in North Carolina. According to the UNC School of Government, mobile homes are taxed as personal property in North Carolina.
The tax rate is determined by the county where the mobile home is located. To obtain a permit, the taxpayer must pay “all taxes due to be paid by the owner.”
This requirement is generally interpreted to mean that the party applying for a permit must pay all taxes owed on the home, even if those taxes were the responsibility of the former owner.
If you own a mobile home in North Carolina, you will receive a tax bill from your county tax office each year. The tax bill will be based on the assessed value of your mobile home and any land that you own.
Do You Need A Permit To Remodel A Mobile Home In North Carolina?
If you plan to remodel your mobile home in North Carolina, you may need to obtain a permit from your local building department.
According to the NCDOT, mobile homes must be titled and registered with the N.C. Division of Motor Vehicles in a similar manner as a vehicle.
To obtain a permit, the taxpayer must pay “all taxes due to be paid by the owner.” This requirement is generally interpreted to mean that the party applying for a permit must pay all taxes owed on the home, even if those taxes were the responsibility of the former owner.
It is important to check with your local building department to determine if a permit is required for your specific remodeling project. Failure to obtain the necessary permits can result in fines and other penalties.
Mobile Home Parts and Contractors
As a mobile home owner in North Carolina, you may need to purchase parts or hire a contractor for repairs or renovations. Here’s what you need to know:
Where Can You Buy Mobile Home Parts In North Carolina?
There are several options for purchasing mobile home parts in North Carolina. Here are a few:
| Retailer | Website | Locations |
|---|---|---|
| Mobile Home Parts Store | https://www.mobilehomepartsstore.com/ | Online only |
| Mobile Home Depot | https://www.mobilehomedepotmi.com/ | Charlotte, NC |
| Mobile Home Stuff Store | https://mobilehomestuffstore.com/ | Online only |
Be sure to check with your local mobile home dealer or manufacturer as well, as they may carry parts or be able to order them for you.
Where Can You Find Mobile Home Contractors In North Carolina?
If you need repairs or renovations done on your mobile home, you may need to hire a contractor. Here are a few resources for finding mobile home contractors in North Carolina:
- North Carolina Licensing Board for General Contractors – This website allows you to search for licensed contractors in North Carolina.
- North Carolina Manufactured & Modular Homebuilders Association – This trade association represents the manufactured and modular housing industry in North Carolina and may be able to provide referrals to contractors.
- HomeAdvisor – This website allows you to search for mobile home contractors in North Carolina and read reviews from other customers.
Be sure to get multiple quotes and check references before hiring a contractor. You can also check with the North Carolina Department of Justice to see if there have been any complaints filed against a particular contractor.
Moving and Insurance
When it comes to moving your mobile home in North Carolina, it’s important to do your research and find reputable mobile home movers.
Who Are The Mobile Home Movers In North Carolina?
You can find a list of licensed mobile home movers in North Carolina on the North Carolina Department of Insurance website. It’s important to choose a licensed and insured mover to ensure your mobile home is transported safely and legally.
Where Can You Get Mobile Home Insurance In North Carolina?
Mobile homeowners insurance policies are available in North Carolina and can provide coverage for your manufactured home, personal property, and personal liability.
You can purchase mobile home insurance from various insurance companies, and it’s important to shop around and compare policies to find the best coverage for your needs.
You can also check with your current insurance provider to see if they offer mobile home insurance.
Are There Mobile Home Lenders In North Carolina?
Yes, there are mobile home lenders in North Carolina who specialize in financing mobile homes.
You can find a list of lenders on the North Carolina Division of Motor Vehicles website. It’s important to shop around and compare rates and terms to find the best financing option for your budget.
Can You Finance A Mobile Home In North Carolina?
Yes, you can finance a mobile home in North Carolina. Mobile home financing options include personal loans, chattel mortgages, and traditional mortgages.
It’s important to understand the terms and conditions of each financing option and choose the one that best fits your financial situation.
Remember to always do your research and ask questions when it comes to moving and insuring your mobile home in North Carolina.
By taking the time to find reputable movers and insurance providers, and exploring your financing options, you can ensure a smooth and stress-free mobile home ownership experience.
Land Preparation and Removal
If you’re a mobile home owner in North Carolina, you may need to prepare your land for the delivery of your home or remove it from your property at some point. Here’s what you need to know about land preparation and removal costs in North Carolina.
How Much Does It Cost To Prepare Land For A Mobile Home In North Carolina?
Before your mobile home can be delivered, you’ll need to prepare the land it will be placed on. The cost of land preparation can vary depending on the condition of the land and the size of your home. Here’s a breakdown of some potential costs:
| Land Preparation Task | Estimated Cost |
|---|---|
| Site clearing and grading | $1,500 – $5,000 |
| Excavation and foundation work | $5,000 – $10,000 |
| Utility connections (water, sewer, electricity) | $2,000 – $5,000 |
| Permits and inspections | $500 – $1,500 |
It’s important to note that these are just estimates and your actual costs may vary. Be sure to get quotes from multiple contractors before choosing one for your land preparation.
How Much Does It Cost To Remove A Mobile Home In North Carolina?
If you need to remove your mobile home from your property, you’ll need to hire a professional to do so. Here are some potential costs:
- Basic removal: $1,000 – $5,000
- Disposal of the home: $500 – $2,500
- Demolition of any remaining structures: $1,000 – $5,000
- Permits and inspections: $500 – $1,500
Again, these are just estimates and your actual costs may vary. Be sure to get quotes from multiple professionals before choosing one for your mobile home removal.
Mobile Home Parks
If you own a mobile home in North Carolina, you may be wondering about the various mobile home parks in the state. Here’s what you need to know:
Where Are Mobile Home Parks In North Carolina?
There are currently 2,765 mobile home communities in North Carolina listed on MHVillage, a website that specializes in mobile home living.
You can easily stay up to date with the latest North Carolina mobile home park listings on this website.
You can also find mobile home parks through local real estate agents or by driving around the area where you want to live.
Are There Mobile Home Parks That Allow Felons In North Carolina?
Mobile home parks in North Carolina are privately owned, so it’s up to the owner to decide who they allow to live in their park.
However, according to the North Carolina Manufactured Housing Institute, a trade association for the manufactured housing industry, mobile home parks cannot discriminate against people based on their race, color, religion, sex, national origin, familial status, or disability.
Whether or not a mobile home park allows felons is up to the owner’s discretion.
Are There Pet Friendly Mobile Home Parks In North Carolina?
Many mobile home parks in North Carolina allow pets, but it’s important to check with the park owner or manager before moving in.
Some parks may have restrictions on the size, breed, or number of pets allowed. You may also be required to pay an additional fee or deposit for each pet.
How Much Can A Mobile Home Park Raise Rent In North Carolina?
Mobile home park owners in North Carolina are allowed to raise rent, but there are limits to how much they can raise it.
According to House Bill 1110, passed by the North Carolina General Assembly in 2021, mobile home park owners can only raise rent once every 12 months, and the increase cannot exceed 6% plus the percentage increase in the Consumer Price Index for All Urban Consumers (CPI-U) for the preceding 12-month period.
The CPI-U is a measure of inflation that tracks changes in the prices of goods and services purchased by urban consumers.
Can A Mobile Home Park Take Your Mobile Home In North Carolina?
Mobile home park owners in North Carolina cannot take your mobile home unless you default on your lease or violate the park’s rules and regulations.
If you own your mobile home and rent the land it sits on, the park owner cannot force you to sell your home or move it without your consent.
However, if you default on your lease or violate the park’s rules, the owner may be able to evict you and take possession of your home.
Who Regulates Mobile Home Parks In North Carolina?
The North Carolina Department of Insurance, Manufactured Building Division is responsible for regulating mobile home parks in the state.
They enforce the North Carolina Manufactured Housing Act, which sets standards for the construction, installation, and maintenance of manufactured homes and mobile home parks.
The Act also requires park owners to provide certain amenities and services to their residents, such as water and sewer connections, garbage collection, and maintenance of common areas.
Legal Issues
As a mobile home owner in North Carolina, it is important to be aware of the legal issues that may arise. Here are some common questions and answers:
Where Can You File A Complaint If There Are Problems With Your Mobile Home In North Carolina?
If you have problems with your mobile home, you can file a complaint with the North Carolina Department of Justice. They have a Consumer Protection Division that handles complaints related to mobile homes. You can file a complaint online or by calling their toll-free number.
Do Mobile Homes Have To Be Registered In North Carolina?
Yes, mobile homes must be titled and registered with the North Carolina Division of Motor Vehicles.
To register a mobile home, you will need to provide the Manufacturer’s Certificate of Origin or a title, along with other required documents. The fees and taxes for registration vary based on the value of the mobile home.
How Do You Detitle A Mobile Home In North Carolina?
If you want to detitle a mobile home in North Carolina, you will need to complete a form called “Affidavit of Affixture”.
This form declares that the mobile home is permanently attached to the land and is part of the real property. Once the form is completed and recorded with the Register of Deeds, the mobile home will no longer be titled or registered with the DMV.
Does The North Carolina Building Code Apply To Mobile Homes?
Yes, the North Carolina Building Code applies to mobile homes. Mobile homes must be constructed to the same standards as site-built homes and must pass inspections to ensure compliance with the code.
If you plan to make any modifications or additions to your mobile home, you will need to obtain the necessary permits and inspections.
How Much Does It Cost To Transfer A Mobile Home Title In North Carolina?
The cost to transfer a mobile home title in North Carolina varies based on the value of the mobile home. The DMV charges a $20 fee for title transfers, plus additional fees and taxes based on the value of the mobile home.
You should contact your local DMV office for more information on the fees and taxes that apply to your specific situation.
Do You Need Planning Permission To Put A Mobile Home On Private Land In North Carolina?
Yes, you will need planning permission to put a mobile home on private land in North Carolina. The local zoning and planning department will need to approve the placement of the mobile home and ensure that it complies with all applicable codes and regulations.
How Can You Find Out If Land In North Carolina Is Zoned For Mobile Home?
You can find out if land in North Carolina is zoned for mobile homes by contacting the local zoning and planning department.
They can provide information on the zoning regulations and restrictions that apply to the property. You can also check the county’s website for zoning maps and other information.
Conclusion
Congratulations on becoming a mobile home owner in North Carolina! You now have a great opportunity to live in a comfortable and affordable home in a beautiful state. Remember, owning a mobile home comes with responsibilities, and it’s important to stay informed and up-to-date on regulations and requirements.
Be sure to keep your home properly anchored and insured, and make sure to follow all regulations when it comes to registration and titling. It’s also a good idea to stay involved in your community and stay up-to-date on any changes or updates to regulations and laws.
By taking the time to educate yourself and stay informed, you can enjoy all the benefits of mobile home ownership in North Carolina. Best of luck to you and your new home!
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