If you are a mobile home owner in Nevada, there are certain things you should know to protect your investment and ensure your rights are respected.
Mobile homes, also known as manufactured homes, are a popular housing option for many people due to their affordability and flexibility.
However, owning a mobile home comes with unique challenges and responsibilities that you should be aware of.
Buying a Mobile Home in Nevada
If you’re considering buying a mobile home in Nevada, there are a few things you should know. In this section, we’ll cover where to buy mobile homes, sales tax on mobile homes, and property tax on mobile homes.
Where to Buy Mobile Homes
There are many places to buy mobile homes in Nevada, including dealerships, private sellers, and online marketplaces.
When you’re looking for a mobile home, it’s important to do your research and choose a reputable seller.
You can also contact the Nevada Housing Division for a list of licensed dealerships in your area.
Sales Tax on Mobile Homes
When you buy a mobile home in Nevada, you’ll need to pay sales tax. The sales tax rate varies depending on where you buy the home.
In Carson City, for example, the sales tax rate is currently 7.725%.
You can contact your local county assessor’s office for more information on sales tax rates in your area.
Property Tax on Mobile Homes
Mobile homes in Nevada are subject to property tax. The amount of property tax you’ll pay depends on the value of your home and the tax rate in your area.
In some cases, the property tax may be included in your monthly mortgage payment. If you’re unsure about how much property tax you’ll need to pay, you can contact your local county assessor’s office for more information.
It’s also important to make sure that the mobile home you’re buying is properly registered and titled.
The Nevada Housing Division is responsible for titling and registering mobile homes in the state.
You can contact them for more information on title searches and other registration requirements.
Remodeling a Mobile Home in Nevada
If you own a mobile home in Nevada, you may want to remodel it to make it more comfortable or modern.
Here are some things you should know before starting your mobile home renovation project.
Mobile Home Parts
When remodeling a mobile home in Nevada, it’s important to know that not all parts are created equal.
Mobile homes have specific parts that differ from traditional homes, and it’s important to use the right parts to ensure safety and compliance with state regulations.
Some common mobile home parts include:
- Mobile home doors and windows
- Mobile home skirting
- Mobile home anchors and tie-downs
- Mobile home roofing materials
Permits for Remodeling
Before starting any remodeling project, you must obtain the necessary permits from the state of Nevada.
The Nevada Manufactured Housing Division oversees all mobile home installations and remodels.
You may need to obtain permits for electrical, plumbing, and other work. It’s important to follow all state regulations and ensure that your renovation project is up to code.
Finding Mobile Home Contractors
When looking for a contractor to remodel your mobile home in Nevada, it’s important to find someone who has experience working with mobile homes.
Mobile homes have unique parts and systems, and it’s important to work with a contractor who understands how to work with them.
You can find mobile home contractors in Nevada by searching online or asking for referrals from friends or family members.
Overall, remodeling a mobile home in Nevada requires careful planning and attention to detail.
By using the right parts, obtaining the necessary permits, and working with experienced contractors, you can ensure that your mobile home renovation project is a success.
Moving a Mobile Home in Nevada
Moving a mobile home in Nevada requires careful planning and consideration.
Whether you’re moving to a new location within the state or to a different state entirely, it’s important to understand the laws and regulations that govern the process. Here are some key things to keep in mind:
Mobile Home Movers
When it comes to moving your mobile home, it’s important to work with a reputable and experienced mover.
Look for a company that is licensed, bonded, and insured, and that has a good reputation in the industry.
You can search for licensed movers in Nevada on the Nevada State Contractors Board website.
Before hiring a mover, be sure to get a written estimate that outlines all of the costs associated with the move.
These may include transportation, permits, setup, and other fees. Make sure you understand what is included in the estimate and what is not.
It’s also a good idea to ask for references from past customers and to check online reviews to get a sense of the company’s track record.
You want to make sure that the mover you choose will handle your home with care and professionalism.
Installation and Permits
Once your mobile home has been moved to its new location, it will need to be installed and set up.
This process includes things like connecting utilities, leveling the home, and securing it to a foundation or piers. It’s important to work with a licensed and experienced installer to ensure that the job is done correctly and safely.
In addition to installation, you will also need to obtain any necessary permits from your local government.
The requirements for permits can vary depending on the location and the specifics of your home, so be sure to check with your local building department to find out what is required.
HUD and POG
If your mobile home was manufactured after 1976, it was likely built to HUD (U.S. Department of Housing and Urban Development) standards.
These standards ensure that the home meets certain safety and quality standards.
When you move your home, it will need to be inspected to make sure that it still meets these standards.
Additionally, if your mobile home is located in a mobile home park, you may be subject to the Park Owner’s Group (POG) agreement. This agreement outlines the rules and regulations of the park and may include restrictions on moving your home. Be sure to review your POG agreement carefully before making any plans to move your home.
By working with a reputable mover and installer, obtaining the necessary permits, and understanding the requirements for HUD and POG, you can ensure a smooth and successful move for your mobile home.
Mobile Home Insurance
As a mobile home owner in Nevada, it is important to have insurance coverage to protect your investment.
Mobile home insurance policies generally cover damages caused by various events, including fire, smoke, theft, vandalism, and some types of water damage.
When shopping for mobile home insurance, it is important to compare rates and coverage from different providers. Consider the following factors when selecting a policy:
Look for a policy that fits your budget and provides adequate coverage for your mobile home.
Make sure the policy covers the specific risks that are relevant to your location and mobile home type.
Premiums vs. Deductibles
Consider the trade-off between lower premiums and higher deductibles when selecting a policy.
Some policies may exclude certain types of damage, such as hurricane or flood coverage. Make sure you understand the exclusions before purchasing a policy.
Many insurers require homeowners to insure their homes for at least 80 percent of the replacement cost.
If the homeowner fails to insure for at least 80 percent of the replacement cost, the insurer may only pay a proportionate amount of the loss, even if the claim is less than the policy limit.
It is important to review your policy regularly and update it as needed to ensure that you have adequate coverage for your mobile home.
Keep in mind that some factors, such as changes in the value of your home or the risks in your area, may require adjustments to your policy.
Mobile Home Parks in Nevada
Finding Mobile Home Parks
If you are looking for a mobile home park in Nevada, there are several resources available to you. You can start by checking with the county assessor’s office in the area where you want to live.
They should have a list of all the mobile home parks in the county.
You can also search online for mobile home parks in Nevada.
Websites like MHVillage can help you find parks in your area.
Felons and Pet Friendly Mobile Home Parks
If you have a criminal record or a pet, it can be more difficult to find a mobile home park that will accept you.
However, there are some parks that are more lenient than others. Look for parks that advertise themselves as “felon-friendly” or “pet-friendly.”
You can also contact the park directly to ask about their policies.
Mobile home park owners in Nevada are allowed to increase rent once every 12 months.
The increase must be based on the Consumer Price Index and cannot exceed 3% per year.
If you receive a notice of rent increase, make sure it complies with Nevada Revised Statute Chapter 118B.
Mobile Home Park Ownership
If you own a mobile home in a park, it is important to understand your rights and responsibilities as a homeowner.
You own your home, but you rent the land it sits on. This means you are subject to the rules and regulations of the park.
You should receive a copy of the park’s rules and regulations when you move in. Make sure you read them carefully and understand your obligations.
In summary, finding a mobile home park in Nevada can be done through the county assessor’s office or online.
Look for parks that are more lenient if you have a criminal record or a pet.
Rent increases are allowed once a year and must comply with Nevada Revised Statute Chapter 118B.
As a mobile home owner, you own your home but rent the land it sits on, so make sure you understand the park’s rules and regulations.
Complaints and Regulations for Mobile Homes in Nevada
If you are a mobile home owner in Nevada and believe that your landlord has violated any of the provisions of NRS 704.930, 704.940, or 704.960, you can file a complaint with the Consumer Complaint Resolution Division of the Public Utilities Commission of Nevada (PUCN).
In Northern Nevada, call (775) 684-6100, and in Southern Nevada, call (702) 486-2600.
Registration and Zoning
All mobile homes in Nevada must be registered with the Department of Motor Vehicles (DMV) and must comply with zoning laws in the area where they are located.
The DMV is responsible for titling manufactured homes, and you can visit their website for more information on the affidavit of conversion process for converting a mobile home into real property.
Nevada Building Code and Planning Permission
Mobile homes in Nevada must comply with the Nevada State Building Code and must receive planning permission from the local jurisdiction where they are located.
The Nevada State Guide for Manufactured Housing is a valuable resource for mobile home owners, providing information on regulations and requirements for manufactured homes in Nevada.
It is important to note that all complaints made to the Division are considered confidential, and the Division will work with both the tenant and landlord to resolve the issue.
If the Commission finds that the owner of the mobile home park has violated any of the provisions under which they operate, they may be subject to penalties and fines.
As a mobile home owner in Nevada, it is important to be aware of your rights and responsibilities, as well as the regulations and requirements that apply to your home.
By staying informed and filing complaints when necessary, you can help ensure that your mobile home is safe and well-maintained.
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