If you’re a mobile home owner in Michigan, there are a few things you should know to make sure you’re complying with state regulations and keeping your home in good condition.
Whether you’re buying, selling, or living in a mobile home, it’s important to be aware of your rights and responsibilities as a homeowner.
Additionally, Michigan mobile home owners should be prepared for the state’s climate, which can be harsh during the winter months.
The average low temperature for January is -17 F, but it’s been known to drop even lower. This means that you’ll need to take extra precautions to keep your home warm and protected from the elements.
By staying informed and taking care of your home, you can ensure that you’re getting the most out of your mobile home ownership experience in Michigan.
Buying Mobile Homes in Michigan
If you’re in the market for a mobile or manufactured home in Michigan, there are a few things you should know before making your purchase.
Here are some important considerations to keep in mind:
Where to Buy Mobile Homes in Michigan
There are several options for buying mobile homes in Michigan.
You can purchase a new home from a dealer, buy a used home from a private seller, or even purchase a foreclosed home.
When buying from a dealer, be sure to do your research and choose a reputable dealer that offers high-quality homes.
If you choose to buy from a private seller, be sure to verify the home’s serial number and check that it matches the one on the bill of sale.
You can find the serial number on the mobile home data plate, which is typically located in a closet, cabinet, or utility area.
S-110L Application for Certificate of Manufactured Home Ownership
When you purchase a mobile or manufactured home in Michigan, you’ll need to complete an S-110L Application for Certificate of Manufactured Home Ownership.
This form is processed at the Secretary of State office and certifies you as the owner of the home.
Be sure to bring the assigned title from the previous owner when you go to transfer the title into your name.
Use Tax
Michigan also requires mobile home owners to pay use tax on their homes. This tax is based on the purchase price of the home and is due within 15 days of the purchase date.
Be sure to factor this cost into your budget when purchasing a mobile home in Michigan.
Buying a Manufactured Home
When buying a manufactured home in Michigan, you’ll need to follow the same steps as buying a mobile home.
However, it’s important to note that manufactured homes are subject to different building codes than mobile homes.
Be sure to verify that the home you’re interested in meets all state and local building codes before making your purchase.
| Dealer Name | Location | Website |
|---|---|---|
| Michigan Mobile Home Connection | Lansing, MI | michiganmobilehomeconnection.com |
| Michigan Manufactured Housing Association | Lansing, MI | michhome.org |
| Sun Homes | Troy, MI | suncommunities.com |
Taxes on Mobile Homes in Michigan
As a mobile home owner in Michigan, it is important to understand the different types of taxes you may be responsible for paying.
There are two main types of taxes that mobile home owners in Michigan should be aware of: sales tax and property tax.
Sales Tax on Mobile Homes in Michigan
If you purchase a mobile home from a dealer in Michigan, you will be required to pay a sales tax. The sales tax rate in Michigan is 6%. This tax is based on the purchase price of the mobile home, and it must be paid at the time of purchase.
If you purchase a mobile home from a private seller, you will be required to pay a use tax instead of a sales tax. The use tax rate in Michigan is also 6%, and it is based on the fair market value of the mobile home.
The seller is responsible for reporting the sale to the Michigan Department of Treasury, and you will be responsible for paying the use tax directly to the state.
Property Tax on Mobile Homes in Michigan
Mobile home owners in Michigan are also responsible for paying property taxes on their homes. The amount of property tax you will be required to pay will depend on the value of your mobile home and the location where it is located.
- If you own the land where your mobile home is located, you will be required to pay real estate taxes on both the land and the mobile home.
- If you live in a mobile home park, you will be responsible for paying personal property taxes on your mobile home.
According to the Michigan Department of Treasury, the taxable value of a mobile home is determined by multiplying the assessed value by the state equalization factor.
The assessed value is determined by the local assessor, and it is based on the fair market value of the mobile home.
The state equalization factor is determined by the Michigan Department of Treasury, and it is used to ensure that property is assessed at the same level of value throughout the state.
If you are a mobile home park resident in Michigan, you may be eligible for the Homestead Property Tax Credit.
According to the Michigan Department of Treasury, this credit is available to individuals who own or rent their home and who meet certain income and property value requirements.
| Property Type | Tax Type |
|---|---|
| Mobile Home on Owned Land | Real Estate Tax |
| Mobile Home in Park | Personal Property Tax |
It is important to keep in mind that the tax laws and regulations in Michigan are subject to change.
For the most up-to-date information on taxes for mobile home owners in Michigan, it is recommended that you consult with the Michigan Department of Treasury or a qualified tax professional.
Remodeling and Repairing Mobile Homes in Michigan
If you own a mobile or manufactured home in Michigan, it’s important to know how to maintain and repair it properly.
Here are some things you should keep in mind when it comes to remodeling and repairing your mobile home.
Permits for Remodeling Mobile Homes in Michigan
Before you start any remodeling project on your mobile home, make sure you have the proper permits.
In Michigan, you may need a permit for electrical, plumbing, or structural work.
Contact your local building department to find out what permits you need and how to apply for them.
Failing to get the necessary permits can result in fines or legal problems down the line.
Finding Contractors for Mobile Home Repair in Michigan
When looking for a contractor to repair or remodel your mobile home in Michigan, it’s important to find someone with experience working on mobile homes.
Look for contractors who specialize in mobile home repairs and have good reviews from previous customers.
You can also check with the Michigan Manufactured Housing Association for a list of recommended contractors in your area.
Where to Buy Mobile Home Parts in Michigan
If you need to replace parts on your mobile home, there are several places in Michigan where you can find them.
Some of the top suppliers include Mobile Home Depot, Michigan Mobile Home Supply, and Mobile Home Stuff Store.
You can also check with your local hardware store or home improvement center for common parts like light fixtures, plumbing supplies, and door hardware.
Furniture and Appliances for Mobile Homes in Michigan
When it comes to furnishing your mobile home, there are many options available.
Look for furniture that is designed for small spaces, like modular sofas or folding tables.
For appliances, consider compact models that are designed for mobile homes, like apartment-sized refrigerators or stackable washer/dryer units.
You can find these items at most home appliance stores, or online at websites like Wayfair or Amazon.
| Company | Service | Website |
|---|---|---|
| B D Mobile Home Service | Water Damage Restoration, Plumbing, Deck Building, Siding, Doors, Windows, Flooring, and more | https://bdmobilehome.com/ |
| JRS Mobile Home Service | Interior Painting, Screen Room Repairs, New Kitchen and Bath, New Flooring, Pressure Washing, Exterior Painting, New Deck, Repair or Replace Skirting | https://michiganmobilehomerepair.com/michigan-repair-services/ |
| MHVillage | Online Marketplace for Buying and Selling Manufactured Homes | https://www.mhvillage.com/ |
Moving Mobile Homes in Michigan
When it comes to moving your mobile home in Michigan, there are a few things you should know to ensure a smooth and hassle-free process. Here are some important considerations to keep in mind:
Mobile Home Movers in Michigan
If you’re planning to move your mobile home, you’ll need to find a reputable and licensed mobile home mover in Michigan. You can search for movers online or ask for recommendations from friends and family who have moved their mobile homes before.
When choosing a mover, be sure to check their credentials and ask for references. You’ll also want to get a written estimate and make sure it includes all the costs associated with the move, such as permits, transportation, and setup at your new location.
Michigan State Regulations
Michigan has specific regulations for moving mobile homes on state trunkline highways.
According to Oversize.io, a special permit is not required if the dimensions of your mobile home do not exceed the following:
| Dimensions | Maximum |
|---|---|
| Width | 8 feet 6 inches |
| Height | 12 feet 6 inches |
| Body Length | 45 feet |
| Overall Length, including the towing vehicle | 60 feet |
If your mobile home exceeds these dimensions, you’ll need to obtain a special permit to move it.
Note that special permits will not be issued to move a mobile home or building that is more than 20 years old and does not meet current state building code requirements.
It’s also important to note that if you’re moving your mobile home within 50 miles, you should anticipate spending somewhere between $5,000 and $8,000 for acquiring permits, moving your home, and hooking up utilities for a single-wide manufactured home.
For a double-wide, that amount increases to about $10,000 to $13,000, according to Moving.com.
By keeping these regulations and costs in mind, you can ensure a successful move for your mobile home in Michigan.
Mobile Home Insurance in Michigan
If you own a mobile or manufactured home in Michigan, it’s important to protect your investment with the right insurance policy.
Mobile home insurance provides coverage for your home, belongings, and liability in case of accidents or damages.
Here’s what you need to know about mobile home insurance in Michigan.
Where to Get Mobile Home Insurance in Michigan
There are several insurance companies in Michigan that offer mobile home insurance policies.
You can start by checking with your current insurance provider to see if they offer this type of coverage.
If not, you can search for other providers online or ask for recommendations from friends or family who also own mobile homes.
When choosing an insurance provider, make sure to compare quotes and coverage options from several companies to find the best policy for your needs and budget.
Some factors that can affect your insurance rates include the age and condition of your mobile home, its location, and the amount of coverage you need.
Types of Coverage
Mobile home insurance policies in Michigan typically offer several types of coverage, including:
| Coverage Type | Description |
|---|---|
| Structural Coverage | Covers damage to your mobile home’s structure from events like fire, storms, and vandalism. |
| Personal Property Coverage | Covers your personal belongings inside your mobile home, such as furniture, electronics, and clothing. |
| Liability Coverage | Covers you in case someone is injured on your property or you cause damage to someone else’s property. |
| Additional Living Expenses | Covers the cost of temporary housing and other expenses if you can’t live in your mobile home due to damages. |
Make sure to read your policy carefully to understand what is and isn’t covered, as well as any deductibles or limits on coverage.
Financing Mobile Homes in Michigan
If you are a mobile home owner in Michigan, you may be wondering about financing options. Here are some things you should know:
Mobile Home Lenders in Michigan
When it comes to financing your mobile home in Michigan, there are several lenders you can turn to. Some of the most popular options include:
| Lender | Website |
|---|---|
| Rocket Mortgage | rocketmortgage.com/learn/mobile-home-loans |
| Michigan State Housing Development Authority (MSHDA) | michigan.gov/mshda/homeownership/homebuyers/mi-home-loan |
| Riverbank Finance LLC | riverbankfinance.com/mortgage-programs/mobile-home-michigan.html |
Financing Options for Mobile Homes in Michigan
When it comes to financing your mobile home in Michigan, there are a few options available to you:
Mobile Home Loans
These are loans specifically designed for mobile homes. They can be obtained through various lenders, and typically require a down payment and good credit.
Mortgages
If your mobile home is considered a “real property,” you may be able to obtain a mortgage to finance it. This option typically requires a larger down payment and good credit.
Personal Loans
If you are unable to obtain a mobile home loan or mortgage, you may be able to obtain a personal loan to finance your mobile home. These loans typically have higher interest rates and shorter repayment terms.
It’s important to note that financing options may vary depending on the type of mobile home you own. For example, if you own a manufactured home, you may have different financing options than if you own a mobile home.
Overall, if you are a mobile home owner in Michigan, it’s important to do your research and compare financing options to find the best fit for your needs.
Mobile Home Parks in Michigan
If you own a mobile home in Michigan, you should be aware of the mobile home parks available in the state.
Mobile home parks are communities where you can park your mobile home and enjoy the amenities and services provided by the park.
Here are some things you should know about mobile home parks in Michigan:
Where to Find Mobile Home Parks in Michigan
Michigan has a large number of mobile home parks, and you can find them in different parts of the state.
You can search for mobile home parks in Michigan on websites such as MHVillage, Mobile Home, and Zillow.
These websites provide information about mobile home parks, including their location, amenities, and services.
Mobile Home Park Regulations in Michigan
Mobile home parks in Michigan are regulated by the Michigan Department of Licensing and Regulatory Affairs (LARA). LARA is responsible for licensing and regulating mobile home parks in the state.
The department ensures that mobile home parks comply with the Michigan Mobile Home Commission Act, which sets standards for the operation and maintenance of mobile home parks.
Mobile Home Park Rent Regulations in Michigan
Mobile home park owners in Michigan can increase rent by a certain percentage each year.
The percentage increase is determined by the Consumer Price Index (CPI) and is capped at 5%. Mobile home park owners must give tenants a 60-day notice before increasing rent.
If you have questions about rent increases or other issues related to mobile home park rent, you can contact the Michigan Department of Attorney General.
Mobile Home Park Eviction Regulations in Michigan
Mobile home park owners in Michigan can evict tenants for non-payment of rent, violation of park rules, or other reasons.
However, mobile home park owners must follow the eviction process set forth in the Michigan Mobile Home Commission Act.
The process includes giving tenants a notice of eviction and a hearing before a judge. If you are facing eviction from a mobile home park, you should contact an attorney or legal aid organization for assistance.
Mobile Home Park Zoning Regulations in Michigan
Mobile home parks in Michigan are subject to local zoning regulations.
Zoning regulations determine where mobile home parks can be located and what type of mobile homes can be parked in the park.
If you are planning to move your mobile home to a mobile home park in Michigan, you should check local zoning regulations to ensure that the park is zoned for mobile homes.
Registering and Titling Mobile Homes in Michigan
Do Mobile Homes Have to Be Registered in Michigan?
Yes, mobile homes must be registered in Michigan. According to the Michigan Secretary of State, mobile homes are titled in Michigan, and they are identified as a “Certificate of Manufactured Home Ownership” or “Certificate of Mobile Home Title.”
These documents look like a vehicle title and serve the same purpose. To register your mobile home in Michigan, you will need to visit your local branch of the Office of Secretary of State or call 1-888-767-6424.
You will need to provide the vehicle identification number (VIN), the make and model of the home, and proof of ownership.
Detitling a Mobile Home in Michigan
If you no longer own your mobile home or if you plan to permanently remove it from Michigan, you may need to detitle it.
To do so, you will need to complete a “Statement of Vehicle Not in Michigan” form and submit it to the Michigan Secretary of State. You may also need to provide proof of ownership and other documentation.
Transferring a Mobile Home Title in Michigan
If you sell or transfer ownership of your mobile home in Michigan, you will need to transfer the title to the new owner.
To do so, you will need to complete the back of the title with the new owner’s name and address, the sale price, and the date of sale.
You will then need to sign and date the title and give it to the new owner.
Zoning for Mobile Homes in Michigan
When it comes to zoning for mobile homes in Michigan, it is important to note that each county and municipality has its own regulations.
Some areas may allow mobile homes on private land, while others may require planning permission or adhere to specific building codes.
If you are planning to place a mobile home on real property in Michigan, be sure to check with your local zoning office to determine the regulations in your area.
Overall, registering and titling your mobile home in Michigan is a straightforward process.
By following the guidelines set forth by the Michigan Secretary of State, you can ensure that your mobile home is properly registered and titled.
Additionally, by researching the zoning regulations in your area, you can ensure that you are in compliance with local laws and regulations.
| Resource | URL |
|---|---|
| Michigan Secretary of State | https://www.michigan.gov/sos/ |
| Michigan Manufactured Housing Association | https://www.michhome.org/ |
| Michigan Zoning and Land Use | https://www.michigan.gov/lara/0,4601,7-154-89334_61343—,00.html |
Complaints and Disputes Involving Mobile Homes in Michigan
Filing a Complaint About a Mobile Home in Michigan
If you have a complaint about a mobile home in Michigan, you can file a complaint with the Michigan Department of Licensing and Regulatory Affairs (LARA) Bureau of Construction Codes (BCC) Mobile Homes Division.
The complaint should contain your name, address, and phone number, the job location, and the name and address of the company or person the complaint is against. You can file a complaint anonymously if you wish.
Disputes with Mobile Home Park Owners in Michigan
If you have a dispute with the owner of a mobile home park in Michigan, you can file a complaint with the Michigan Department of Licensing and Regulatory Affairs (LARA) Bureau of Community and Health Systems (BCHS) Mobile Home Park Division.
The complaint should contain your name, address, and phone number, the name and address of the mobile home park, and a detailed description of the dispute.
Disputes with Mobile Home Manufacturers in Michigan
If you have a dispute with the manufacturer of a mobile home in Michigan, you can file a complaint with the Michigan Department of Attorney General Consumer Protection Division.
The complaint should contain your name, address, and phone number, the name and address of the manufacturer, and a detailed description of the dispute.
Disputes with Mobile Home Dealers in Michigan
If you have a dispute with a mobile home dealer in Michigan, you can file a complaint with the Michigan Department of Attorney General Consumer Protection Division. The complaint should contain your name, address, and phone number, the name and address of the dealer, and a detailed description of the dispute.
Disputes with Mobile Home Installers in Michigan
If you have a dispute with a mobile home installer in Michigan, you can file a complaint with the Michigan Department of Licensing and Regulatory Affairs (LARA) Bureau of Construction Codes (BCC) Mobile Homes Division.
The complaint should contain your name, address, and phone number, the job location, and the name and address of the installer.
If you have a complaint or dispute involving a mobile home in Michigan, it is important to file a complaint as soon as possible. The Michigan Department of Licensing and Regulatory Affairs (LARA) Bureau of Construction Codes (BCC) Mobile Homes Division (source: Michigan.gov), the Michigan Department of Licensing and Regulatory Affairs (LARA) Bureau of Community and Health Systems (BCHS) Mobile Home Park Division (source: Michigan.gov), and the Michigan Department of Attorney General Consumer Protection Division (source: Michigan.gov) can help you resolve your complaint or dispute.
Conclusion
As a mobile home owner in Michigan, there are several important things that you should know to ensure that you are well-informed and prepared for any situation that may arise.
First and foremost, it is important to understand the different types of taxes that you may be required to pay on your mobile home. Depending on whether you purchase your home through a dealer or a private transaction, you may be subject to sales tax or use tax.
Additionally, it is important to make sure that you have a proper title or deed that names you as the registered owner of the home. Without this, you may run into legal issues down the road.
When it comes to maintenance and repairs, it is important to address any issues as soon as possible to prevent them from becoming larger and more costly problems. Regular upkeep and preventative maintenance can also help extend the life of your mobile home.
Finally, it is important to be aware of any regulations and requirements that may apply to your mobile home community or park. This can include rules regarding pets, parking, and other aspects of daily life in the community.
By staying informed and taking proactive steps to maintain your mobile home, you can enjoy all of the benefits of mobile home ownership in Michigan with confidence and peace of mind.
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