How Much Should You Spend On Furniture For A New House? (Eight Considerations)

From ensuring mortgages are approved to dealing with legal fees, valuation, deposits, and ensuring everything is signed and countersigned, buying your dream home is certainly a stressful process.

You will want to rest at the end of the process, but furnishing your new apartment won’t give you the respite. It is time to budget for furniture.

So, How Much Should You Spend On Furniture For A New House?

Honestly, there is no straight answer to this question. The amount you will spend on furniture for your new home will depend on many factors, including the square footage of your home and the quality of furniture you want to bring in. Generally, the cost of furnishing your home will range anywhere between 10% and 50% of your home purchase price. Depending on the size of your house, the furniture brand, and quality, your budget could be anywhere from $10k to hundreds of dollars.

Think of how a large house would look with cheap furniture – definitely bad.

The much you will spend furnishing your new house will be proportional to the cost of the home.

Read on to discover insights into furnishing your new home.

How Much Does the Average Person Spend on Furniture?

You have just moved into a new house, and now you want to bring in good quality, long-lasting furniture that truly reflects your personality and blends well with other decorations.

While purchasing furniture sounds like a fun project, it is not always cheap.

After all, you can’t expect furniture that transforms your new house into a home to be cheap.

That said, an average man will spend $8,000 -$15,000 on essential furniture for a new house.

Again, the furnishing cost can vary tremendously depending on personal style, quality of furniture, size of the house, and budget.

The good thing about buying furniture is that everyone can make their new house a lovely home on a reasonable budget.

If you have large rooms and crave custom pieces or a more maximalist design style, be ready to spend more.

The actual cost of furnishing a new house from scratch will depend on many factors, and that’s why there is no right answer to what amount you can spend on furniture.

In this regard, the internet will always tell us to furnish our houses in phases instead of buying subpar generic furniture.

When buying furniture, it is advisable that you budget around high-quality basics.

That way, you will most likely make your new house the home of your dreams. Always remember that small pieces of furniture can raise costs dramatically.

Eight Factors To Consider When Buying Furniture For Your New House

Choosing the ideal furniture for your new house comes with a fair share of challenges.

There are a lot of factors to consider, which makes it easy to make a wrong choice.

Ideally, you want to invest in stylish and high-quality pieces that will perfectly fit in your space and give you lasting enjoyment.

To ensure that you spend on furniture pieces that depict your taste, style, and flawlessly blend with your house theme, here are some of the factors you need to consider.

1. Size Of Your House

Every furnishing project starts with a space plan.

The ideal furniture for your home should fit well in space without limiting your movement or leaving a lot of extra space.

That said, choose furniture pieces whose size fits your new home without overwhelming the space.

Remember to treat each room independently.

2. Your Style

Classic or contemporary style?

The furniture you bring to your home will tell you style.

Because you will not be making another purchase any soon, it will be better if you buy furniture featuring the style you will be comfortable with.

3. Color Of The Furniture

Before buying furniture pieces, you need to visualize the color of your walls, curtains, and ceiling.

This will ensure that you pick furniture that compliments the tone of your rooms while adding an element of beauty and elegance to your living space.

Remember, furniture that clashes with the entire theme will look unattractive even if it has the best design.

4. Quality

Not all furniture is made equal. For this reason, you want to make sure that you’re getting good value for your money.

The good news is that you can get good quality and durable pieces of furniture at a reasonable price.

An easy way to increase your chances of getting the best value for your money is by buying from reputable dealers.

5. Cost

We all know that furnishing a new home from scratch can be costly, but this doesn’t mean it should leave a huge dent in your pocket.

Also, this doesn’t mean you should buy cheap and low-quality products that will get damaged without giving you much service.

Ultimately, the amount you can spend will depend on your budget. Most importantly, make sure your choice provides the best deal for your money.

6. Comfort And Ergonomics

If there’s something you should insist on when buying furniture, then it should be comfort.

That said, you need to invest in furniture that gives you the comfort you crave, depending on the setting.

For instance, furniture meant for your living room should be comfy to allow you to rest when you need it most.

On the other hand, furniture meant for a home office should meet ergonomic standards and provide maximum comfort.

7. The Material Used

There are different materials and substances used to make furniture, all with their merits and demerits.

In most cases, the material used in making furniture will dictate its quality and price.

Overall, high-quality wooden furniture proves to be the best because it is easy to clean and requires less maintenance.

8. Design Of The Furniture

Apart from serving their purpose, furniture pieces are part of interior decor, meaning they should make your space aesthetically appealing.

Past color, you need to pick furniture whose design complements the newly-proposed deluxe interior design – it should contribute to the final look.

The chances of having unlimited money to spend on furniture are extremely low.

That said, when furnishing your home, particularly if you’re on a budget, it is a good idea that you start buying big-ticket essential items.

You may also want to furnish one room after the other, which is also completely plausible.

Five Tips For Buying New Furniture

The process of buying furniture for a new house starts with conceptualizing the atmosphere you want in your space.

After you have figured out what you want, you will find the entire process less overwhelming.

If you are stuck in the process, here are tips to help you get the best deals:

1. Rank Purchases By Priority

After making the significant investment of purchasing your new house, odds are, you will have a limited budget for furnishings.

When this marries the excitement of designing the new space, together they increase the chances of making costly mistakes.

The secret to bypass possible mistakes is by ranking your purchases in priority.

2. Pay Attention To Seasonal Sales Cycles

There are times of the year when stores sell items at lower prices.

If you are lucky to find a company offering great discounts, you may end up saving a lot of money.

All in all, don’t be lured by discounts to invest in low-quality items.

3. Consider Secondhand Items

Upcycling is increasingly becoming popular.

You can creatively reuse your beloved old furniture from your previous home or opt to shop for secondhand furniture.

The appeal of buying secondhand items is the unrivaled discounts.

If you elect to shop secondhand, remember to inspect the furniture keenly before buying.

4. Compare Deals For The Best Price

To get the best deals on good quality furniture, don’t stop by the first store you see.

Camping deals from various stores will help you get high-quality items for the best price.

5. Go DIY

If you consider yourself creative and are willing to put in a little extra effort, you can invest in affordable furniture and spice up things to add a personal touch.

That way, you will find it far less costly to furnish your new house and make it your dream home.


Furnishing a new home is far from being cheap.

How much you will spend on the furniture will depend on several factors, and while it is not cheap, it shouldn’t be cost-prohibitive.

No matter what your budget is, focus on quality over quantity, and you will certainly get the best value for your money.



Checklist to Furnish Your Dream Home on a Budget 

Budget Breakdown: How Much Does It Cost To Decorate A Room? 

How Much Does the Average Person Spend on Furniture? 

Seven Factors to Consider When Buying Furniture 

Factors To Consider When Choosing Furniture

Factors to Consider When Selecting Furniture 

5 Helpful Tips for Buying Furniture on a Budget